For a high number of businesses following the Government advice on COVID-19 they have temporarily closed their doors leaving the premises unoccupied. At MCM Insurance we want to make you aware of unoccupancy clauses on policies both for properties and contract sites, as well as provide you with advice on...
Does the fear of not understanding new memes (photos with captions which frequently sweep the internet) contribute to FOMO? (fear of missing out). Are you terrified by the prospect of someone asking you who you voted for in the election, or would you rather this than discover you’ve had food...
There’s far more that goes into mid net worth, high net worth and ultra high net worth insurance than the policy limits which defines them. Each step-up in classification, for the most part, brings with it a more personalised level of service, and fewer restrictions, as insurance providers understand that...
As a residential landlord, you tread a fine line between actively maintaining your property while leaving tenants to live in peace. What is a landlord’s right of entry? Tenants are likely to regard the property as their home. Under “the covenant for quiet enjoyment”, UK law entitles tenants to enjoy...
If you’ve ever insured a property, you’ll know that arranging buildings insurance is based not just on your property’s ‘market value’ – the amount it would sell for today – but also its ‘rebuild costs’. This refers to the amount of money it would cost to rebuild or reinstate your...
According to a panel of former criminals interviewed by Co-op Insurance, burglars are most likely to be put off breaking into homes by CCTV cameras and barking dogs. Half of the 12 former burglars asked said most thieves were opportunists simply wandering the streets. They would therefore avoid any difficult...
I will always hold my hands up to admit I will go to obscene lengths to get a nice looking photo for social media, although the lengths my generation willl go to seems to know no boundaries to get that content. According to research conducted by interiors firm, Maisons du...
